We’re a Canadian captive insurer built on partnership. We collaborate with organizations to support the wellbeing of their members, guided by clear communication, strong stewardship, and a commitment to doing what’s right.
Our model gives organizations greater control over plan design and more disciplined cost management — allowing coverage to be tailored to their needs rather than a one-size-fits-all approach. It also helps reduce unnecessary expenses and reinvest in what matters most: better coverage, better service, and stronger member support.
ECG Insurance was created to serve a defined group—such as associations, unions, or like-minded organizations—by insuring their own risks. This structure, traditionally known as a captive insurer, gives members greater control than traditional insurance arrangements.
Rather than relying entirely on conventional insurance methods, ECG’s model allows the group to take an active role in how benefits coverage is designed, funded, and managed. The result is coverage that is more aligned with member needs, more transparent in cost, and more flexible over time.
We provide insurance solutions that support benefit programs, with the flexibility to evolve as needs change. As a captive insurer, we offer tailored plans that prioritize quality coverage, responsible cost management, and stability. Our goal is to make benefits more predictable, transparent, and responsive — so members can feel confident their plan supports them when it matters.
We work with organizations that share a commitment to thoughtful benefits stewardship and a people-first approach to benefits.
This includes associations, unions, and member-based groups seeking a more collaborative and sustainable way to support their members.
Our solutions are best suited for organizations ready to move beyond one-size-fits-all benefits and support their members with confidence.